What is up with all the disclaimers?

I am an attorney. As an attorney, I have an ethical duty to tell you this information. Even though it is my duty, I also feel it is important to be very clear and transparent with the information provided and the goals of the blog. Lastly, I want to convey that it is very important for you to seek information that is tailored to your specific needs, and the only way to do this is to have a qualified attorney evaluate your specific situation. So please read the terms of use and the privacy policy and really head the warnings!